
AI-First Lending
Enriching the Value Chain to Drive Business Impact
Overview
India’s lending ecosystem is at an inflection point, where growth and risk are deeply intertwined. Traditional models are struggling to keep pace with rising customer expectations, regulatory oversight, and operational complexity. To stay competitive, lenders must embed AI-first thinking across the entire credit lifecycle -- from KYC to collections -- unlocking efficiency, reducing risk, and driving business impact.
This closed-door, invite-only roundtable is hosted by Global Fintech Fest in collaboration with Intellect Design Consumer Banking Arena. It will bring together a curated group of CEOs, Heads of Retail/SME/Corporate Lending, Chief Product Officers, CIOs, CTOs, and Digital Transformation Leaders from India’s leading banks and lenders who will explore how AI can enrich the value chain, streamline operations, and transform credit decisions.
Highlights
- Enhancing Interactions across the Value Chain: Conversational engagement across the value chain among customers, relationship managers, mid and back-office teams
- Intelligent Digitisation for Insights: Smart digitisation of documents, call centre records, and operational notes to unlock insights across: KYC ▪ Underwriting ▪ AML/Fraud ▪ Next Best Action ▪ Early Warning ▪ Collections.
- Informed Credit Decisioning: Guiding smarter, data-driven credit decisions across front, mid, and back-office functions with “Next Best Action” recommendations.
- Proactive Risk Management: Monitoring risks continuously with AI to predict issues early and enable preventive action.
- AI-driven Debt Recovery: Optimising recovery through AI-driven debt collections
- Enterprise Security: Security and Governance for Enterprise Adoption
Agenda
- 06:30 PM - 07:00 PM
Registration - 07:00 PM - 07:10 PM
Welcome Note - 07:10 PM - 07:20 PM
Keynote - 07:20 PM - 08:20 PM
Open Discussion - 08:20 PM - 08:30 PM
Thank You Note - 08:30 PM Onwards
Networking Over Dinner
Speakers
Mr. Abinash Kumar
Head of Products & Distributions (Payments) – Aditya Birla Capital
Mr. Ramesh Anantharaman
Head Corporate Lending (West & South) – Bandhan Bank
Mr. Abhijit Bose
President & Chief Credit Officer – DCB Bank
Mr. Arjun Dutta
Chief Compliance Officer – HDB Financial Services
Mr. Raja Das
Head, Retail & SME Credit Risk – HDFC Bank
Mr. Udeesh Ullas
COO – Muthoot Microfin Limited
Ms. Lipika Saxena
Chief Credit Officer – RBL Bank
Mr. Saurabh Srivastava
Chief Risk Officer – Unity Small Finance Bank

About Intellect Global Consumer Banking
Intellect Global Consumer Banking is the Retail and Central Banking Solutions arm of Intellect, offers an end-to-end Contextual Banking suite for Retail and Corporate Banking.