


As AI becomes the substrate for underwriting, servicing, and risk, the edge no longer comes from access to a model — every institution can rent the same one — but from owning it: running and improving it inside your own environment, so it gets sharper with every interaction.
This roundtable works through the case for sovereignty, the economics behind it, and what it takes to build an AI capability a regulated institution can truly call its own.

Registration
Welcome Note by GFF
Opening Remarks & Context Setting by Sarvam AI
Open Discussion
Vote of Thanks
Networking over Lunch
What it takes to move from renting AI to owning it inside a regulated institution.
Why renting the same model as everyone else is not an edge, and where leaning on outside control becomes a quiet risk.
What it takes to run and improve AI within your own environment, on the decisions that matter most.
How owning AI turns a recurring, re-priceable bill into value that stays on your side of the table.
Models, platform, and infrastructure working as one system, not a patchwork of tools stitched together.

Mr. Ankit Mathur
Head of Engineering
BillDesk

Mr. Arpit Bhadani
Business Head
Piramal Finance

Mr. Arun Tikoo
Chief Commercial Officer
Cashfree Payments

Mr. Ashutosh Mishra
General Manager & CTO
Bank of India

Mr. Bharat Krishnamurthy
CTO
Yubi

Mr. Deepak Bhatia
Chief Technology Officer (CTO)
Export-Import Bank of India

Mr. Devendra Pathi
Chief Product & Technology Officer
Credit Saison India

Mr. Manoj Nair
Senior Vice President
Shriram Finance

Mr. Jagdish Narayanan
Chief Technology Officer
Equifax India

Mr. Mukesh Sharma
CTO
Paisabazaar.com

Mr. Mukul Jain
CTO
Axis Max life Insurance

Mr. Narendra Singh Yadav
Senior Vice President
Paytm

Mr. Pankaj Kumar Pandey
Chief Information Officer
SBI General Insurance Co.

Dr. Pratyush Kumar
Co-founder
Sarvam

Mr. Siddhartha Prakash
Senior Vice President
Axis Bank

Mr. Siddhant Satsangi
Head of Growth & AI Strategy
Times Internet

Mr. Sriram Naganathan
President and CTO
HDFC ERGO GENERAL INSURANCE CO

Mr. Sumoth C
Head-Digital Lending & Digital Alliances
Federal Bank

Mr. Surendra Kotra
Chief Technology Officer
Axis Asset Management Company

Mr. Vikas Awasthi
Lead Agilist
Cognizant Technology Solutions

Dr. Vivek Raghavan
Co-founder
Sarvam
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Mr. Venkatesh Subramaniam
Head IT Applications
Indusund nippon life Insurance

Sarvam is dedicated to developing world-class AI from India, with the depth, rigor, and ambition required to lead at the frontier. What excites us is the opportunity to build AI that reflects how this country thinks, speaks, reasons, and solves problems, and to do so at a level of technical excellence that stands alongside the best in the world.
This is a closed-door, invitation-led roundtable. Express your interest to be part of the discussion on building an AI edge financial institutions can truly own, at Global Fintech Fest 2026.